Financial-services analytics
IFRS 9 Consulting and ECL Analytics
IFRS 9 consulting for banks and lenders across South Africa and Africa, covering ECL models, impairment execution, governance and implementation.
The problem
What this service is designed to solve.
IFRS 9 processes become difficult to defend when model assumptions, scenario weights, adjustments, reconciliations and ownership are disconnected. We help Credit and Finance teams establish clear analytical lineage from source data to the reported provision.
Who it is for
- Banks and consumer lenders
- Credit and impairment teams
- Finance and model-risk functions
- Organisations reviewing or changing an ECL process
What we do
A practical scope built around your operating context.
The final scope depends on the decision, portfolio, data and governance environment—not a fixed package.
Develop or enhance PD, LGD and EAD components
Review forward-looking information and scenario weighting
Design transparent overlays and post-model adjustments
Build provisioning reconciliations and sensitivity views
Define monitoring, controls and governance reporting
Typical deliverables
Evidence and tools that can move into operational use.
Diagnostic assessment and prioritised remediation plan
Documented model methodology and analytical code
Controlled impairment workflow and reconciliation pack
Governance papers, monitoring measures and implementation support
Relevant expertise
Supported by more than 16 years of financial-services analytics experience spanning credit risk, impairment modelling, portfolio analysis, model governance and analytical workflow development across African markets.
Related evidence
Continue from service to method and perspective.
Founder-led analytics advisory
Ready to discuss IFRS 9 Consulting?
Share the business problem, portfolio, model or analytical process you need to address. We will help define a proportionate next step.